Privacy Policy for Mt. Carmel Payment Gateway
Last Updated: 24 April 2025
Introduction
This Privacy Policy explains how Mt. Carmel Payment Gateway (“we,” “our,” or “us”) collects, uses, and discloses information when you use our mobile application (“app”).
Information We Collect
Payment Information
– Credit/debit card numbers
– Card expiration dates
– CVV codes
– Billing addresses
Personal Information
– Name
– Email address
– Physical address
– State and zip code
– Country
User Content
– Donation purpose descriptions
– Payment categorization selections
How We Use Your Information
Payment Processing
We collect payment and personal information solely to process your donations and payments. All payment processing is conducted through Authorize.net, a secure third-party payment processor.
Transaction Records
We maintain records of your donations and payments for accounting and regulatory compliance purposes.
Receipts and Confirmations
We use your email address to send payment confirmations and receipts.
Data Security
Payment Data Security
– Payment information is never stored on your device
– All payment data is encrypted during transmission
– We do not store credit card information on our servers
– Transactions are processed in compliance with PCI DSS (Payment Card Industry Data Security Standard)
Third-Party Services
Our app uses the following third-party services:
– Authorize.net (payment processing)
– AWS Lambda (secure serverless computing)
Data Sharing
We do not sell, rent, or share your personal information with unaffiliated third parties for marketing purposes. Your information may be shared in the following limited circumstances:
– With Authorize.net for payment processing
– To comply with legal obligations
– With your consent
Your Rights
You have the right to:
– Access your personal information
– Request correction of inaccurate information
– Request deletion of your information (subject to our legal obligations)
– Obtain a copy of your information in a portable format
To exercise these rights, please contact us at gadsda@shepherds-rod-message.org.
Data Retention
We retain your personal information only as long as necessary to:
– Process your payment
– Meet legal and regulatory requirements
– Resolve disputes
– Enforce our agreements
Children’s Privacy
Our app is not directed to children under the age of 13, and we do not knowingly collect personal information from children under 13.
Changes to This Privacy Policy
We may update this Privacy Policy from time to time. We will notify you of any changes by posting the new Privacy Policy on this page and updating the “Last Updated” date.
Contact Us
If you have any questions about this Privacy Policy, please contact us at:
Mt. Carmel Center
32 Crescent Street
Mountaindale, NY 12763
E-mail: gadsda@shepherds-rod-message.org
Phone: 845 434-5282